Friday, August 26, 2016


“The only thing standing between you and your goal is the bullshit story you keep telling yourself as to why you can't achieve it.”  ~Jordan Belfort / The Wolf of Wall Street
Asking "someone" to take good care of your money for your future is indeed a risky thing to do, because you don't know whether it will prosper or not. It is actually a hard thing to do. Financial planners provides clients the best choice on how to save money, invest on business and of course increase their money. But base from the last workshop from Mr. Aya Laraya's (Financial Coach of Pesos and Sense), there are different kinds of Financial Planners in the market you just have to differentiate which one really cares about your hard earned money and not just a financial adviser who just wanted to recruit you which is also my own perspective because most of the financial planners just wanted to successfully recruit insurance buyers or members but not everyone cares on where will your money go for a brighter future.
What I look for is an adviser who is promising a good advice that really does cares for my money and not just an adviser who cares to get recruits, as well as not just investments but earnings in the long run. Because whoever we choose to manage our money has also a lot of impact in our life and in our future. Choosing your financial planner is as the same with joining a pageant there will be a lot of contestants but there will always be that one person who qualifies, sometimes a financial planner don't really have the capability of encouragement but ability YES!
I used to attend a lot of Sun Life events way back 5 years ago and i already had countless encounters with different Sun Life Advisers. I don't know why or maybe i know i am just not so convinced of their strategies on how to make me be part of Sun Life, because base from my personal experience i think they both have the same aims or motifs and that is to "recruit" and not really to "make" me be part of the Sun Life Family. It is a learning process and at the same time awakening experience to be part of the workshop series because i get to realize that "Insurance" is not scary at all and not something i need to hide whenever someone approaches me. Unlike before whenever someone approach me about insurance i rarely entertain because I am not really interested and it is not on my priority list or moreover it is on my last list. But since, i got "Educated and Learned" about it I realized what had I been doing all this years that i mature and really grew much older? That is the question that really hits me the most. 
A healthy future is like a healthy meal!

At this time of my life i realized i should have started saving for my financial insurance way back 10-15 years ago. But at the same time way back i am not well educated with "the right" financial adviser i relied my future to government insurances which a lot of Filipino only knew and rely with when they reach senior age. But only if proper Insurance company provides the proper knowledge via their financial advisers a lot of Filipinos could be informed about the benefits and relief it could be to be insured for the future of senior years.
Nowadays just this year i came to realization that i badly need my own insurance and eager to keep on talking to different financial advisers it is only also now that i differentiate one financial adviser to the other because now i can say that i can see myself in the right direction. I'm getting there I want my own insurance and if i could manage to secure one for myself i would love to get my siblings as well because i don't want to be protected alone i want my whole family. What I need to do now is to keep talking to different few more financial adviser and look for someone i find the qualities i look for in a qualified financial adviser, because what I really want and or looking for a financial adviser is someone who can help me discipline myself about my expenses by then i could manage my expenses, there should be something for me or reason to set aside a budget for my insurance. I would like an adviser who has license and hasn't been banned or disqualified from giving advice and of course not just after me being recruited someone who will watch over my finance. A registered financial adviser to make sure it has the right experience and qualifications to give me the level of service I need., someone whose really concern where my money will go.
Here are some clips of advice and guidelines on choosing a financial adviser

“Saving is a great habit but without investing and tracking, it just sleeps.” ~ Manoj Arora, From the Rat Race to Financial Freedom
Planning is bringing the future into the present so that you can do something about it now.”  ~Alan Lakein
Most people don't plan to fail, they fail to plan.”  ~John L. Backley
With Mr. Mr. Aya Laraya
“Always prepare yourself for a financial emergency, even when you don't see a possibility of a rainy day in your future.”  ~Edmond Mbiaka
Captains of the Philippine Industry

For more information on Sunlife Financial and Money For Life, visit their website at:

Sun Life Office Address: 2/F Sun Life Centre,  5th Avenue corner Rizal Drive, Bonifacio Global City, Taguig City or 

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