In special market outlook events, UnionBank Elite presents "Next in Wealth" for the Year of the Snake

“At UnionBank, we are committed to staying a step ahead as we take wealth management and banking to the next level. We are happy and grateful for your continued trust in us, as your partner in growing your wealth. You can be sure that your Relationship Managers, and the entire UnionBank team, are here to help and guide you every step of the way.” ~Ana Aboitiz- Delgado, President and CEO

With its recently finished series of market outlook events for 2025, UnionBank Elite, one of the bank's top wealth management programs, keeps pushing wealth to new heights.

A Night of Insights, Expertise, and Celebration

UnionBank Elite's private Market Outlook events with a Chinese New Year theme, "Next in Wealth: Seizing Success in the Year of the Snake," gathered together its most valued clients for an evening of celebration and expert knowledge with the goal of giving them insightful information about investments. The event, which took place at the Grand Hyatt Manila, Radisson Blu Hotel Cebu, and Solaire Resort North, set the stage for strategic wealth planning in 2025.

The attendance of UnionBank's top executives, including President and CEO Ana Aboitiz-Delgado, Consumer Bank Head Manoj Varma, and Wealth and Brokerage Head and UFSI Board Director Therese Chan, highlighted the company's steadfast dedication to providing elite banking experiences that transcend traditional wealth management.

Expert Insights for Smart Investing

UnionBank invited its top global fund house partners to give presentations on the most recent market developments and investment ideas in 2025 to assist clients in comprehending and navigating the intricacies of the global market.

 Karen Chen, Sr. of Allianz Global.  Jason Lim, Senior, and Product Specialist.  The impact of changing geopolitical dynamics in the United States, as well as the opportunities and hazards they bring, were explored by the channel sales manager.  The CEO of HSBC Asset Management Singapore, PQ Lim, offered advice on how customers might profit from India's quickly expanding economy.  Strategies for diversification within the Philippine equity market were highlighted by ATRAM's President and Chief Investor Engagement Officer, Phil Hagedorn.

With talks by Jose Eduardo Ang, InLife Chief Product and Innovation Officer, and Jose Paulo Lorenzo T. Puno, InLife Product Development Officer, the event focused on asset protection in addition to investment growth.  Oona and Aboitiz InfraCapital personnel also presented other financial options aimed at bolstering their clients' wealth portfolios.

UnionBank continues to offer its clients individualized solutions that enable them to confidently make well-informed financial decisions in 2025 and beyond by incorporating global expertise into its asset management services and working with its team of wealth specialists.

VIP Experiences Beyond Banking

UnionBank Elite enhanced the evening with unique performances by some of the best performers in the nation, staying true to its mission to provide top-notch experiences. Renowned Feng Shui Master Marites Allen brought a fresh perspective to the celebrations by giving clients an analytical look at favorable financial chances this year and forecasting prosperity for the Year of the Snake.

UnionBank continues to lead the way in providing customers with enhanced banking experiences that help them realize their financial goals. One of the many unique products offered by UnionBank Elite that are intended to assist customers in creating, increasing, and safeguarding their wealth is the Chinese New Year Market Outlook series.

To learn more about UnionBank Elite, visit www.unionbankph.com/wealth/elite or email ubwealth@unionbankph.com.

Goodday Cultured Milk Drink is given away for free by this fantastic YUMimmunity Machine

Nothing compares to taking advantage of complimentary drinks that are not only delicious but also have the potential to strengthen your immune system.  With the launch of its “YUMimmunity Machine” in a few locations throughout Metro Manila and Cebu City, Goodday Cultured Milk Drink is enabling this.

A great and entertaining way to receive a complimentary 350ml bottle of any of the three delectable Goodday Cultured Milk Drink flavors—creamy Original, sweet Strawberry, or juicy Mango—is to use the Goodday “YUMimmunity Machine.”  To register, simply walk up to the interactive bottle dispenser and scan the QR code.  Before receiving your complimentary Goodday bottle, take a picture at the machine. Don't forget to posture and grin broadly.

The idea behind the interactive device, the YUMimmunity Machine, was to increase the accessibility of Goodday Cultured Milk Drink in an entertaining, inventive, and captivating manner. Ori (Original), Beri (Strawberry), and Go Go (Mango), Goodday's Paraprotectors itself, seem to have arrived in the Philippines with a fun and engaging method of promoting the product's health advantages.

Goodday Cultured Milk, which is made using Japanese technology, contains the paraprobiotic Lactobacillus paracasei MCC1849, also known as LAC-Shield, which helps to strengthen immunity.  With its all-around advantages and delectable flavor, Goodday can offer daily “YUMimmunity” when combined with a healthy diet and regular exercise.

Enjoy a complimentary bottle of Goodday Cultured Milk Drink from the “YUMimmunity Machine” to add even more specialness to your day.  It will be accessible in a few locations in Metro Manila and Cebu City, so stay tuned to Goodday's Facebook page to see where the machine will be next and receive a complimentary, scrumptious, and healthy drink.

You can get a bottle of Goodday Cultured Milk Drink at any grocery store, supermarket, or convenience store in your area.  Remember to like and follow Goodday Cultured Milk on Facebook for additional updates and information.

A product of Asahi Beverages, Goodday Cultured Milk is officially distributed by Universal Robina Corporation (URC). URC manufactures and distributes other well-loved Pinoy snack and beverage products such as C2 Cool and Clean, Great Taste Coffee, Jack ‘n Jill Piattos, Nova, Maxx, Cloud 9, Magic Crackers, and many others. To learn more about URC, visit its website (www.urc.com.ph), Facebook page (@URCPhilippines) and TikTok account (@URCPhilippines). 

GCash ensures secure, real-time remittances for Filipinos in the US

"GCash has grown exponentially in the Philippines, and we believe the next wave of growth is international. Our mission for financial inclusion extends beyond the Philippines to our overseas Filipinos as well. We recognize the growing population of migrants in the US and want to make it easier for them to send money home, pay bills, and invest in their future. At the core of everything we do is user safety and security.” ~Paul Albano, GCash International General Manager

GCash reinforces its commitment to protect users through cutting-edge cybersecurity measures and fraud protection programs

GCash reinforces its commitment to protect users through cutting-edge cybersecurity measures and fraud protection programs. GCash ensures secure, real-time remittances for Filipinos in the US. Leading finance app strengthens cybersecurity to safeguard users.

As the top finance app and biggest cashless ecosystem in the Philippines, GCash reaffirmed its dedication to safeguarding users with state-of-the-art cybersecurity measures and fraud prevention initiatives, ensuring that millions of Filipinos in the US have safe and quick access to remittance services to the Philippines.

More than four million Filipinos have been able to download GCash using their U.S. mobile numbers since the company's March 2023 launch in the US. This has allowed them to safely send money back to the Philippines at any time, from any location, and cash it in real time. They can also use it to pay bills for personal investments back home. 

While people without legitimate Filipino government-issued identification can still download and use the app to transmit money, users with valid IDs can build a GCash wallet to access the GCash suite of services.

Industry-leading security features

Because of GCash's stringent "1 Device, 1 Account" restriction, a user's account can only be accessed by the registered device.  This greatly lowers the chance of hacking and stops hackers from accessing accounts from unapproved devices.

GCash has also added a mechanism that prevents access from devices that have been altered, jailbroken, or rooted in order to further improve security.  GCash eliminates any weaknesses that scammers could take advantage of by limiting the app's operation to smartphones with standard security settings.

An extra layer of authentication called "DoubleSafe" was introduced by GCash and involves facial recognition when attempting to log in. This feature makes sure that only the legitimate account owner may access the account, even if the user's One-Time Password (OTP) and Mobile Personal Identification Number (MPIN) are compromised.

GCash has incorporated AI-driven security technologies that examine user behavior and account activity in real time, realizing that hackers are increasingly using AI to perpetrate schemes.  By proactively evaluating risks and identifying anomalous activities, these tools assist GCash in preventing fraudulent schemes before they even occur.

A commitment to secure global financial access

For more information, visit https://www.gcash.com.

About GCash

GCash is the Philippines’ #1 Finance App and Largest Cashless Ecosystem. Through the GCash App, users can easily purchase prepaid airtime; pay bills via partner billers nationwide; send and receive money anywhere in the Philippines, even to other bank accounts; purchase from over 6 million partner merchants and social sellers; and get access to savings, credit, loans, insurance and invest money, and so much more, all at the convenience of their smartphones. GCash’s mobile wallet operations are handled by G-Xchange, Inc. (GXI), a wholly-owned subsidiary of Mynt, the first and only duacorn in the Philippines.

GCash is a staunch supporter of the United Nations Sustainable Development Goals (SDGs), particularly UN SDGs 5,8,10, and 13, which focus on safety & security, financial inclusion, diversity, equity, and inclusion as well as taking urgent action to combat climate change and its impacts, respectively.

A future in which everyone can participate in sports: MILO® honors the women who shaped the careers of today's athletes

“Our Mandaue City Grassroots Sports Development Program has reached around 400 kids from across 27 barangays of Mandaue. The program is not limited to children aged 12 and below but also involves parents, coaches, youth, and the wider community.” ~Mary Joy "MJ" Tabal-Jimenez

International Women's Month, observed annually in March, is a global commemoration of women's accomplishments and contributions across a range of areas.  In 2025, MILO® will be proud to honor women who have not only played important roles in sports but have also cleared the way for others who aspire to be elite athletes.

These individuals, who have been recognized by MILO® as shining examples of sports inclusivity, have inspired and given back to the nation's champions regardless of their backgrounds and identities, as well as using their influence for the greater good.

Sports inclusivity through MILO® partner schools

The ongoing partnerships with different sports partners that MILO® has maintained throughout its 60-year history go hand in hand with the organization's efforts to develop the next generation of champions.  These collaborations are frequently led by women who are dedicated to increasing sports inclusion by mentoring players at the grassroots level and giving them chances to succeed.

For starters, Monica Jorge is carrying on her father Nic Jorge's legacy by leading the nationally recognized basketball clinic and MILO®-backed BEST Center.  As a board member of the Small Basketeers of the Philippines, Jorge supports the growth of women's basketball and has overseen the training of over 60,000 young players in basketball and volleyball.

Commissioner Bong Coo has also had an illustrious career in and out of sport. Beyond bowling, Coo has always been vocal about her plans to pay it forward, where she vowed to “help develop junior bowlers who could bring honors to the country.” True enough, Coo now works with the Philippine Sports Commission, playing a role in furthering sports excellence in the country.

Mary Joy "MJ" Tabal-Jimenez made history as the first Filipina marathoner to qualify for the Olympics, and a 6-time National MILO® Marathon Queen. Now, she heads Mandaue’s grassroots sports program.

Gathering Champions from all walks of life

Others also make diversity a central component of their work and teach sports to a wider audience.  They have been able to recognize the athletic potential in every individual and keep expanding the idea that sports can be a life teacher, whether it be for Indigenous Peoples, people with disabilities, or those in remote regions.

One of them is Adeline Dumapong-Ancheta, the first Filipino to win a Paralympic medal. All these years later, she shares her victories with others.

“[I am committed to give] back as part of the national coaching staff for the para powerlifting team. I also advocate for the inclusion and empowerment of persons with disabilities, especially women across diverse communities.” ~Adeline Dumapong-Ancheta, the first Filipino to win a Paralympic medal

Alongside the growth of running in the country, Nicole Wuthrich-de la Cruz founded Women’s Run PH in 2023 to provide a venue for women in running and to also serve as a platform for like-minded organizations, such as those that heed to women with disabilities, cancer survivors, and kids with autism.

“One’s transformation serves as a powerful reminder of the impact we can have on individuals.  Even then, their growth doesn’t end during our events as their journey transforms not only their perspectives but also their lives.” ~Nicole Wuthrich-de la Cruz, founded Women’s Run PH in 2023

Angel Otom is a living example of the strength of tenacity.  She is the first Filipina para-swimmer to compete at the Paralympics and has won seven gold medals at the ASEAN Para Games despite being born without arms.  Angel's journey is a testament to the perseverance, discipline, and tenacity that characterize true champions as well as to inclusivity.

With three Olympic appearances and seven gold medals from the 1987 and 1991 SEA Games, Akiko Thomson-Guevara has also made a lasting impression on Philippine history. She is currently the President and National Chairperson of the Special Olympics Pilipinas.  Inspired by her experience as a mother of a child with Down syndrome, Akiko is committed to demonstrating that everyone has the potential to succeed in life. Some of her contributions include organizing Unified Sports competitions throughout Mindanao, Visayas, and Luzon (which provides a platform for individuals with and without intellectual disabilities to compete on the same team) and educating coaches and educators to strengthen grassroots inclusion initiatives.

Paving the way for the next generation of Champions

In addition to the morals it teaches, sports are an excellent way to unite people who have similar interests.  The stories of other individuals who, while coming from various generations, have contributed in some manner to sport are included in this last section; once more, they place a high value on inclusivity in all that they do for the sport.

Former Olympic swimmer turned coach Jenny Guerrero has been key in shaping the future of Philippine sports, having trained over 100 young athletes.

“With my swimming background and now my coaching experience, I have reached kids in the provinces through swim clinics.” ~ Jenny Guerrero, Former Olympic Swimmer Turned Coach 

Illustrating her commitment to broadening sports access to all – including athletes who have since made their way to the prestigious Palarong Pambansa and Batang Pinoy.

Another example of how champions are created with the support and enthusiasm of those around them is the story of Darlene Berberabe.  As the dean of the esteemed UP College of Law and the mother of Jamie Lim, a two-time SEA Games kumite gold winner and academic achiever, Berberabe played a pivotal role in Jamie's path, from supporting her to never give up to being present in every moment.  When questioned about what drives her to constantly support her daughter.

“When one wins, many people share one’s joy; but when one loses, it certainly helps when there is at least that one person who is just with you – who continues to believe in you, win or lose.” ~Darlene Berberabe

One of the top athletes of our time is Maybelline Masuda, the first Filipino to win a World Jiu-Jitsu Championship championship.  Even though she is still an active athlete, she now divides her time between mentoring the upcoming generation of champions and supporting her daughter, Aielle, who is just five years old, a second-generation athlete, and the youngest world Jiu-Jitsu champion.  Masuda continues to influence the sport's future through her advocacy and coaching, encouraging new players to pursue similar careers.

A little athlete named Chloe Cherish Cheng is gradually but surely making her mark in basketball, demonstrating that young girls can succeed anyplace they set their minds and hearts to.  A champion both in and out of sports, Cheng is currently an academic achievement awardee, a BEST Center Sports Inc. scholar, and a MILO® ambassador.  Cheng has undoubtedly inspired young athletes to follow their goals with perseverance and hard work by creating more options for young females like herself to participate in sports.

As we begin a new year, let us remember the remarkable women who have gone above and beyond their accomplishments to fervently and selflessly clear the path for others who have followed them. These women include mothers, sisters, classmates, co-athletes, and many more.  Even while each of these individuals may be unique, their influence on sports is unquestionably enormous, and their contributions to sports inclusivity will be felt for years to come through today's champions who exemplify perseverance, self-control, and teamwork both inside and outside of the game.

MILO® not only serves as a proud partner of local athletes and champions, but is also one in the advocacy of providing sports opportunities for all. To keep updated on upcoming activations and events, be sure to check out the MILO® official website and the MILO® Facebook page.

Gifts for every Kind of Woman at SM Center Pulilan

Book a pamper session at AiNails and Body Talk

It's safe to argue that there are some occasions that best capture how much the particular ladies in our life mean to us, even though our love for them is seasonal.  SM Center Pulilan is your go-to resource for gift-giving ideas for Women's Month.  Look more closely and see which of these gems best suits the most amazing woman in your life.

Women’s trendy clothes at ForMe 

Bagel Girl’s stylistic accessories 

For the Fashionista

Since "women" is frequently linked to fashion, SM Center Pulilan accommodates ForMe, a distinctive fashion brand that offers all the essentials for women, such as stylish dresses and bottoms and contemporary shoes. Check out Bagel Girl, a concept store that sells stylish girl accessories appropriate for any setting, to complete the ensemble.

Classy velvet bench in different hues available at HStex Home

HStex Home’s animal designed ottoman makes an adorable accent to any room

For a Homebody

HStex Home in SM Center Pulilan is the ideal location to bring her if she is a true "hermit."  Accent chairs, chic storage stools, multipurpose tables, distinctively designed ottomans, edgy couches, and velvet benches are all part of the store's vast and modern range.  Among other things, they sell collapsible pet houses, camping seats, and outdoor furniture.

For the Beauty Queen

There are numerous spa-quality alternatives available at SM Center Pulilan for self-care.  Make an appointment for her to visit Skin Station, Gwiyomi Gluta Spa, or AiNails and Body Talk.  An appointment at David's Salon can also be a terrific suggestion if she's interested in updating her appearance and sense of style.

The Loop by Power Mac Center offers the best in gadgets

For the Tech-Savvy

The Loop by Power Mac Center in SM Center Pulilan is a must-see for women who have become computer enthusiasts.  The store is selling the newest iPhone, MAC, iPad, Watch, TV, audio, and accessories, so now is the ideal moment to give her those gadgets of her dreams.

Give the gift of fitness and avail a membership plan at Danbhels Fitness Gym

For the Fitness Enthusiasts

Encourage her to reach her fitness objectives and schedule a trip to Sports Central.  She would adore the store's fantastic deals on premium athletic and fitness equipment.  To start her fitness adventure, you can also go all out and get a membership plan at Danbhels Fitness Gym.  This all-in-one workout center has air conditioning, spotless facilities, and heavy-duty, contemporary equipment.  For members who wish to reach their fitness objectives in full, Danbhels Fitness Gym also provides personal coaching.

Let these thoughtful gifts serve as a reminder of how much we value our queens this Women’s Month. For updates and offers dedicated for the month of March, visit the mall’s official Facebook page at https://www.facebook.com/smcenterpulilan.

Own Your Shine This Women’s Month at SM Malls in the East!

SM Malls in the East—Angono, Antipolo Downtown, East Ortigas, Marikina, Masinag, San Mateo, and Taytay—are extending the red carpet for every queen to spoil herself in March, which is all about celebrating the power, beauty, and genius of women!  Enter your own "Youniverse" where empowerment, style, and self-love are paramount.  The malls contain something unique for everyone, whether you want to take care of yourself, update your clothing, or simply relax for a day. 

Glow Up & Stand Out

Get a gorgeous new look to kickstart your journey toward self-love! Update your wardrobe with chic items from Bayo, Surplus, Unica Hija, and For Me, and finish the look with chic accessories from SM Store. Upgrade your look with stylish yet comfortable World Balance footwear and stay hydrated in style with a gorgeous pastel AquaFlask.  Complete your ensemble with stylish eyeglasses from OJO eyeglasses and Ideal Vision, as self-expression is the foundation of confidence!

Pamper and Unwind

Every queen is worthy of a little indulgence. Allow the stress to melt away with a revitalizing mani-pedi or a calming massage at Nailaholics. You're in for an opulent indulgence that will leave you feeling renewed and glowing, whether you choose a restorative facial at K Skin or a painless waxing for smoother, hair-free skin at Hey Sugar.

Savor Every Moment

Nothing compares to connecting with your mates over coffee and chats! Enjoy a comfortable coffee date with ZUS Coffee and Coffee Bean & Tea Leaf, where you may customize your favorite caffeine blend.  Every sip is made even more memorable by these moments of happiness and connection, whether you're enjoying a sweet pastry or a homemade brew.

Shop for Self-Care & Wellness

Shop Watsons, Healthy Options, BLK, Happy Skin, and SM Beauty for essential beauty and health items to up your wellness game.   Everything you need to maintain that glow throughout the year is available at SM Malls in the East, from health items to skincare necessities.

Shine Your Own Way

Make SM Malls in the East your go-to place for self-care this Women's Month!  Every woman deserves to feel strong, valued, and completely amazing, so indulge yourself, embrace your beauty, and own your shine with unique experiences, treats, and offers created just for you!

Head to SM Center Angono, Antipolo Downtown, SM City East Ortigas, Marikina, Masinag, San Mateo, and Taytay this March and make every moment about YOU.

Follow SM Supermalls for more updates and share your Women’s Month moments with us!

Fire Prevention Month: Use Palawan ProtekTODO to Safeguard Your House and Be Ready

“Insurance, in general, is often underrated in our country. While some people recognize its value, many still overlook certain types of coverage. Most individuals tend to focus on health, life, and personal accident insurance, but they may be missing out on the crucial protection that fire cash assistance offers. Although less common, this type of coverage provides invaluable peace of mind in the event of the unexpected. This Fire Prevention Month, we encourage everyone not only to learn how to prevent fires but also to be prepared in case they occur.” ~Meijhen Maulanin, Brand Manager of Palawan Group of Companies' microinsurance arm, ProtekTODO

According to Presidential Proclamation No. 115-A, March is Fire Prevention Month in the Philippines. The goal of this national campaign is to increase public knowledge of fire safety.  This yearly observance serves as a crucial reminder of the destructive power of fires and the necessity of taking preventive action to protect people and property, as fire occurrences usually peak during the summer.

According to the Bureau of Fire Protection (BFP), fire incidents increased from 16,387 cases in 2023 to 18,217 in 2024 – a whopping 10.6%. This underscores the need for stronger fire readiness efforts. Here are five measures to help you secure your loved ones:

1. Keep Electrical Systems in Check

Faulty wiring and overloaded outlets are among the leading causes of residential fires. Ensure electrical systems are well-maintained, avoid plugging too many devices into a single outlet, and replace damaged cords immediately. 

2. Practice Safe Cooking Habits

Kitchen fires are among the most common household fire incidents. Never leave cooking unattended, keep flammable materials away from stoves, and ensure gas tanks are properly installed and maintained.

3. Store Flammable Materials Properly

Households and businesses should store flammable substances, such as gasoline, paint, and chemicals, in well-ventilated areas away from heat sources. Proper storage reduces the risk of accidental ignition and fire outbreaks.  Additionally, never place curtains, papers, or clothes near stoves, heaters, or candles – small oversights can lead to major disasters.

4. Invest in a Fire Extinguisher

Equip your home or business with a fire extinguisher. This will allow you to respond quickly to small fires before they escalate into a full-blown disaster.

5. Get insurance to reduce the financial impact of a fire incident

Unfortunately, incidents can still occur, and they can strip your family of your hard-earned assets and savings. This is why getting insured is important. Contrary to popular belief, insurance doesn’t have to be costly—going without it is what can be truly expensive. 

Palawan ProtekTODO Fire 99 offers a dependable and reasonably priced safety net for people and families for just Php 99. It offers up to Php 30,000 in fire financial assistance and up to Php 10,000 in accidental death benefits.

Fire prevention starts with awareness, but true preparedness means having a safety net when the unexpected happens. While we take precautions to avoid fires, accidents can still happen—often when we least expect them. Get Palawan ProtekTODO Fire 99 today at any Palawan Pawnshop—Palawan Express Pera Padala branch, via the PalawanPay App, or through the official Palawan ProtekTODO stores on Lazada and Shopee. 

ABOUT PALAWAN GROUP OF COMPANIES:

The Palawan Group of Companies includes products and services such as Palawan Pawnshop, Palawan Express Pera Padala, Palawan ProtekTODO, Palawan Credit, and PalawanPay. A brand trusted by Filipinos for almost four decades, PGC is one of the fastest-growing financial institutions in the country. With its strength in remittance and pawning services, the company is the market leader in the industry and has over 70,000 branches, Pera Padala outlets, and PalawanPay Money Shops nationwide.

Palawan Group of Companies offers a wide range of services, including pawning, domestic and international remittances, microinsurance, bills payment, electronic mobile phone loading, cash-in and cash-out of e-wallets, money exchange, ATM withdrawal, and cash disbursements. Additionally, the company sells jewelry and gold bars, catering to customers looking to invest in valuable assets.

Palawan Group of Companies introduced PalawanPay, an e-wallet app that allows users to send and receive remittances anytime, anywhere. PalawanPay is the company’s latest digital solution, offering faster, safer, and more convenient transactions. In addition to remittances, the app provides access to other financial services, including bills payments, mobile load top-ups, and scan-to-pay QR Ph codes. The app also features integrated functionality for pawn renewal, purchasing jewelry and gold items, ProtekTODO personal insurance, and claiming international remittances.

Palawan Group of Companies is supervised by the Bangko Sentral ng Pilipinas.

For more information, go to Palawan Pawnshop and PalawanPay Websites.