Sunday, November 28, 2021

Ang Bukas Mo, Sigurado dahil #MayBukas para sa'yo!

“We are strongly committed to providing students access to quality education and pave a path towards a brighter future. By providing education-focused financial products, we hope to reduce the number of out-of-school youth, and build a more secure future for the next generation.” ~JR Emlano, Country Manager of Bukas


With affordability being a major barrier, a third of Filipinos have not attained higher education. In some cases, students may have enrolled for the first few semesters, but their financial situation at home does not make it sustainable for them to continue and finish their degrees resulting to an annual 10-15% dropout rate in many schools in Southeast Asia, including the Philippines. Despite the steps being taken to help more Filipino youth receive college education, the current educational system, coupled with the post-pandemic economic implications, are still leagues away from providing more inclusive opportunities to aspiring college and university students especially from the lower income segments.




This is where Bukas comes in. Through data-driven financing solutions, Bukas is addressing the Philippines’ education financing gap and helping underserved students achieve their educational aspirations. Bukas is all about making education affordable for the Filipino youth, starting with safe and secure tuition plans. So if you're a student with big dreams for your future, #MayBukas para sa'yo!




Bukas’ newest online video aptly entitled “Kulit.” The video shows a son following up on his mom to meet the deadline of his enrollment by the end of the week. His mom tries her best to have enough funds for his tuition by doing different income generating activities but still fails to meet the deadline. The son would then introduce Bukas. The video ends with the mother and son applying for a tuition installment plan, securing the tuition fee and his future. 




Despite its light tone, the video leaves a bit of twinge in the chest as we see the mom’s struggles and the son’s concern for his future yet understanding of the situation, reflected on his face every time he gets the same answer. 


Meet the Bukas Team:



“Ang laki ng naitulong ng Bukas sa pag-aaral ko dahil ang hirap talaga magbayad ng buo sa tuition fees lalo na sa panahon ngayon. So nagpapasalamat ako sa Bukas dahil meron silang tuition installment plan para sa aming mga students at dahil doon naabot ko ‘yung mga pangarap ko at nakapagtapos ako ng pag-aaral.” ~Hanna Grace Laud, an FEU graduate, expresses her gratitude for having discovered Bukas

This is the challenge faced by many Filipino parents who only desire to see their children attain a degree in hopes of having a better future. But with the economy taking a hit, resources to send children to school have become even more limited, with over 4 million students not enrolling in 2020. Driven by the desire to continuously send their children to school, parents resort to alternative financing options, but most of the available options are not always the best in the long run, and cater to only a limited set of borrowers with its conditions, namely:
  • Government Loans and Scholarships: Long and competitive process, usually has a high maintaining grade requirement.
  • Private Bank Loans: Requires collateral that the more financially challenged families may not have. Also has higher interest rates.
  • Friends and Relatives and Loan Sharks: May have outrageous interest rates, comes with unforeseen complications due to its vague nature.




“We are strongly committed to providing students access to quality education and pave a path towards a brighter future. By providing education-focused financial products, we hope to reduce the number of out-of-school youth, and build a more secure future for the next generation.” ~JR Emlano, Country Manager of Bukas

Having seen the opportunity to be a game-changer, the founders of Bukas developed the platform to extend real help to parents and students. Bukas, a tech-enabled education financing platform by its parent company ErudiFi, is offering an affordable, complementary solution that aims to empower Filipino families to build a better tomorrow through quality education. The offering is accessible to more families and students who are not able to rely on bank loans, credit cards, or scholarships. With the following offers, the platform strives to deliver its “Ang Bukas Mo, Sigurado'' promise:
  • Up to 100% coverage from start to finish - Students can re-apply for additional tuition coverage every semester to make sure they can graduate.
  • Interest rate lower than others - With a fixed monthly interest rate capped at 1.5% and payment installments up to 12 months, Bukas makes it sustainable to parents, and even to working students to manage their school finances. 
  • Pay early, earn rebates - Students who want to fully pay the loan in less than 12 months can do so without any pre-termination fees. In fact, they will earn rebates because they will only be charged interest for the months they consumed.
  • Convenient payment options - Students can pay their monthly dues via GCash, Bayad Center, Unionbank, or at thousands of bank and non-bank payment centers powered by Dragon Pay.



Bukas now has a total of 35 partner schools, with presence in 71 campuses, including:
  • Mapua University
  • Far Eastern University
  • Adamson University
  • Our Lady of Fatima University
  • PHINMA Education Network
  • University of Nueva Caceres
  • Centro Escolar University
  • Eskwelabs
  • De La Salle University
  • Enderun Colleges
  • Avion School
  • Uplift Code Camp
  • University of Asia and the Pacific to more specialized institutions like SoFA Design Institute

Bukas plan to help more and more Filipino students and families through sustainable financing solutions. Making education affordable for the Filipino youth, starting with safe and secure tuition plans. So if you're a student with big dreams for your future, #MayBukas para sa'yo!

For more information, please visit www.erudifi.com.












About ErudiFi
Founded in 2017, ErudiFi is a mission-driven technology company focused on making education affordable in Southeast Asia. Operating as Danacita in Indonesia and Bukas in the Philippines, ErudiFi has helped secure funding for thousands of financially underserved students through tech-enabled partnerships with leading universities and vocational schools in the region. By improving access to education, ErudiFi is driving generational transformation and helping to build a better tomorrow.

Thursday, November 25, 2021

Gifts of Beauty at SM

A bounty of beauty from Estee Lauder: Gentle Eye Make-Up Remover, Pure Color Envy palettes, and lipsticks.


This coming Christmas give yourself and your loved ones with a gift of beauty from SM. With things opening up as Christmas approaches, it’s a good time to look good and feel great with gift sets from SM Beauty.

Luxe brands like Laura Mercier and Estee Lauder lead the way with their spectacular selections; while iconic MAC has a new dazzling lipstick collection, Benefit delights us with a beauty box, and Nars’s  fashion forward gift set that will enhance your holiday look.

Laura Mercier pure canvas primers and loose powder for a smooth and flawless coverage.
Available at SM Beauty. 

Holiday beauty: Laura Mercier lip gloss collection, illuminating eye cream set, and the limited-edition day to night cheek palette. 

Create lips you’ll love with Estee Lauder Pure Color Envy Sculpting Collection. Available at SM Beauty. 

Gifts of beauty from Nars - orgasm blush duo, orgasm afterglow lip balm, mini eyeshadow palette, and make-up brush set.

Everything is merry and bright with Mac’s vibrant lipstick shades. Available at SM Beauty. 

Get mesmerized with Mac’s hypnotizing holiday lipstick collection. 


You’ll double the drama with Bobbi Brown’s smokey eye mascara, and make heads turn with Make Up Forever’s holiday collection. Vice Cosmetics has sweet treats with names like Kookie Dough and Peppermint for the lips, while Pretty Secret unlocks the key to great brow-works for the blushing diva.

The perfect duo for a smoldering eye look from Bobbi Brown- Double The Drama Smokey Eye Mascara. 

Vice Cosmetics’ Pop Kendi, Kookie Dough, and Peppermint Collections with lip tint, lip balm, and lip oil. Available at SM Beauty. 

Brows on fleek with this eyebrow set from Pretty Secret.

Benefit holiday box: Precisely My Brow Pencil, Bad Gal Mascara, Pore Primer, and Hoola Bronzer. 


Give your skin some TLC with Clinique’s Merry Moisture Set and Olay’s serums and moisturizers for younger looking skin.

Achieve younger-looking skin with Olay’s Niacinamide Vitamin C Serum and Regenerist Collagen Peptide 24 Moisturizer.  


Surprise your loved ones with a blushing diva set from Pretty Secret. 

Clinique’s Merry Moisture Set: Moisture Surge 100H Auto-Replenishing Hydrator and Chubby Stick Moisturizing Lip Colour Balm in Super.

Benefit’s holiday gift sets are filled with your essential make-up needs: brow liners, mascaras, pore primers, and bronzing powders. Get yours at SM Beauty.

All these and other personal care products like fragrances, hair care, vitamins, supplements, and more are available at SM Beauty located at The SM Stores in most SM Supermalls nationwide. 

Just in time for Christmas, SM Beauty also has exclusive gifts for all SMAC members- a free bear or luggage for a minimum purchase of P10,000 single receipt, available in select SM stores. Keep shopping because you can get more points for selected items all season! 

You can also enjoy an exciting but worry-free shopping experience with our online shopping platforms; shop with SM Beauty Personal Shoppers and discover more products when you check out the SM Catalog https://thesmstorecatalog.com/collections/beauty-and-health. You can also buy your beauty gifts through Shop SM, our Viber community, Messenger, and the SM Store’s Call to Deliver service by calling #143SM or #14376.

Unbox the fun with Miniso Blind Box Collection

We Bare Bears Baby Collection Stacking figures.


Japanese lifestyle retailer Miniso creates a new way of unboxing surprises for a more fun and exciting shopping experience with its latest BLIND BOX Collection.

Explore the world with these We Bare Bears Go-to Travel Figure

Budding Pop Blind Box of Macaron figure


The idea of Blind Box packaging is a trend wherein the unwrapping moment brings layered experiences such as happiness, excitement and fun. This is aligned with Miniso’s belief that “Life is for fun”, and both kids and adults will enjoy opening these limited Miniso Blind Boxes.

Pop Disney Princesses Jasmin, Ariel and Snow White 

Disney Princess Elsa and Anna figures from Frozen


What’s inside these boxes? Collections of princesses and villains from Disney, Cartoon Network’s We Bare Bears, Budding Pop, and Icarer Family that echo the youth’s passion and hobby for 2D pop culture, and model toy play that are in affordable prices. 

Icarer’s  Family Dessert Party at the Blind Box Collection.

Surprise your kids with a Budding Pop Flying Animal Blind Box.


Conveniently shop for this limited  Miniso Blind Box Collection in-store or online via shop.minisoph.com. For more updates, follow MinisoPhilippines in Facebook and Miniso PH in Instagram.


Lacson to reduce poverty through education

“Even if education is free, young people cannot finish their studies because they have to help their families. If this vicious cycle continues, when will they be able to lift themselves from a life of poverty? Edukasyon Plus is the real solution to the problem of poverty. They won’t have to choose anymore between education and work to help their families.~Senator Panfilo “Ping” Lacson
Lacson believes that the key to solving our country’s poverty problem is education


In his latest video, the presidential aspirant, who has battled government corruption throughout his career in public service, points out that many young people are forced to drop out of school because of the need to help their families and because being in school is  proving to be a heavy financial burden. Thus, they remain mired in poverty because without a good education their prospects are limited so they often have to settle for jobs that do not pay much.

Senator Panfilo “Ping” Lacson plans to solve the country’s serious poverty problem by providing more people the opportunity to get an education.


Senator Panfilo “Ping” Lacson’s Edukasyon Plus will provide free education to young people and institute a government internship program where they will receive a P5,000 monthly allowance.


He will launch an innovative Edukasyon Plus program if elected President that will provide free education and institute a government internship program. Each family will receive a P5,000 monthly allowance during their family members’ internship. Lacson believes that this arrangement will allow students to focus on their studies as they will not be under pressure to help their families.

Studies show that among member countries of the Association of Southeast Asian Nations (ASEAN), the Philippines have the highest school dropout rate.
Lacson is convinced that education is the only way to give people the chance of a better future and to improve the lives of Filipinos, many, if not most, of whom still live below the poverty line. People remain mired in poverty, unable to get better-paying jobs, for lack of education, he stresses.

Lacson to launch “Edukasyon Plus” program to help students focus on their studies.


With Edukasyon Plus, young people can avail of free education and participate in a government internship program that will pay their families a monthly allowance. He believes the program will help many people leave behind lives of poverty.

Lacson and his running mate, Senator Vicente “Tito” Sotto, are running on the slogan “Aayusin ang gobierno, aayusin ang buhay mo.” (They will fix the government and put your life in order.)

For more info on Ping Lacson, follow https://www.facebook.com/PingLacsonOfficial


Wednesday, November 24, 2021

Bear Brand Adult Plus fills micronutrient gaps and helps adults meet their daily nutritional needs

 


Bear Brand Adult Plus is now proven to help meet the nutritional needs of adults according to a study. A study conducted by the University of the Philippines – College of Home Economics has proven that daily intake of BEAR BRAND Adult Plus helps fill in the micronutrient gaps found among adults! 

Many adults think that adding milk to a balanced diet is only for growing children, younger people, or seniors. However, it is also beneficial to adults who want to take proactive steps in maintaining good health. Science supports this claim through the results of a recent study conducted with adults who drink milk every day as participants.

A 2020 study called “Effects of Fortified Adult Milk Drink Formula and a Stress Management on Work Productivity and Gut Microbiota of Filipino Adults” conducted by the University of the Philippines - College of Home Economics (UPCHE) in partnership with Nestlé Bear Brand Adult Plus shows that adults who drank Bear Brand Adult Plus every day during a 2-month intervention period were able to meet their daily nutrient needs as compared to those who were part of the control group that did not. The findings present that Bear Brand Adult Plus helps meet 100% of the daily nutritional needs of Filipino adults based on the Philippine Dietary Reference Intakes (PDRI) of the essential nutrients such as, Vitamin C, Zinc, and B Vitamins (B1, B2, B3, B6, B12).

It is with no doubt that adults, day in and day out, face all kinds of challenges in pursuit of a better life, whether it's for their family or for themselves. From waking up early, commuting to work, powering through the day’s demands, and preparing again for another day—a cycle of doing the same tasks everyday can give them the feeling that they’re not getting anywhere in life. Although one adult’s daily challenge is different from another, there is one factor that is crucial to all adults for everyday progress—their ability to give it their all. But more often than not, they face one serious challenge: Lack of nutrition. This leaves many Filipino adults feeling drained, which keeps them from undertaking new challenges that can improve their lives. To build the strength to try new pursuits and improve personal well-being amidst life’s challenges, it’s necessary to focus on nutritional intake and be proactive in managing one’s health.

There are plenty of ways to take care of one’s health and well-being, such as good sleeping habits, a balanced diet, exercise, and more.  Another way to supplement the body with the right nutrients is by drinking milk. Many adults think that adding milk to a balanced diet is only for growing children, younger people, or seniors. However, it is also beneficial to adults who want to take proactive steps in maintaining good health. Science supports this claim through the results of a recent study conducted with adults who drink milk everyday as participants.

Start looking forward to a strong tomorrow, and have the confidence to give 100% in life, no matter what! Beyond taking care of oneself through exercise, sleep, and the right kind of food, drinking milk as a part of the daily habit can significantly improve health. It has the proper nutrients that provide strength to live better than yesterday and achieve small but consistent victories. Stop feeling drained, and start giving your 100% for a strong tomorrow. Drink Bear Brand Adult Plus — the milk that's proven to help complete the nutrients the body needs. To know more about it, watch this: Ibigay ang iyong 100% ngayon para sa matibay na bukas.

Tuesday, November 23, 2021

Mega Global celebrates 3rd National Sardines Day with successful Mega Bigay Sustansya Program

“Mega Bigay Sustansya is one way for us to support communities who need us the most. Canned sardines is one of the Filipinos staple foods throughout the years and through this program that target to feed malnourished children all over the country, we hope to use the same staple product to nurture the health of these children, and sustain it through leave-behind materials that will help them prepare nutritious meals in the long run.” ~Marvin Tiu Lim, Chief Growth and Development Officer of Mega Global


Celebrate this year's 3rd National Sardines Day event with Mega Global Corporation, the company behind the number one sardines brand in the Philippines—Mega Sardines! Committed to providing only the best products and accessible nutrition for the Filipinos through their passion for technological innovation and deeply ingrained value of malasakit for 46 years, Mega Global continues to cement its advocacy by bringing bigger and wider celebrations and plans for this year's National Sardines Day, starting with this event on November 23 with media and bloggers.

Host Shawn Yao with Marvin Tiu Lim, Michelle Tiu Lim-Chan, Chris Fernandez, executives of the Mega Global conglomerate, alongside Dawn Marie Cabigon, founder and director of Reach Out Feed Philippines were the speakers for the event, who discussed Mega Global's innovation for its flagship product, sardines, its CSR effort Mega Bigay Sustansya, as well as brand updates, and other pertinent information


With Mega Global’s executives: Marvin Tiu Lim, Michelle Tiu Lim Chan, Marylou Tiu Lim, and William Tiu Lim on November 23, 2021, 1:00 - 2:00 PM, alongside Dawn Marie Cabigon, founder and director of Reach Out Feed Philippines (ROFP), the official partner of Mega Global for its CSR program—Mega Bigay Sustansya. Know more about the results of Mega Global's innovation for its flagship product, sardines, its CSR effort Mega Bigay Sustansya, as well as brand updates, and other pertinent information through this exclusive event.



With successful Mega Bigay Sustansya Program, business updates and first-ever Mega Sardines Piso Sale. As the Philippines marks this year’s National Sardines Day, Mega Global Corporation, the company behind Mega Sardines, the leading sardines brand in the country, honors it through a program that supports undernourished children nationwide, even as it focuses on innovations and expansions that will help drive the company move forward. 



Mega Global Celebrates 3rd National Sardines Day




To add more meaning to the National Sardines Day Celebrations, Mega Global showcased its various initiatives that would help elevate not just the Philippines’ sardines industry, but the economy and people’s lives as well, at a roundtable event held on November 23 to kick off the celebration of the holiday on the 24th. Alongside this, it has also shared the successful results of the Mega Bigay Sustansya Program, which was done in partnership with Reach Out Feed Philippines (ROFP), reflecting its deep malasakit for Filipinos. 





Marvin Tiu Lim, Michelle Tiu Lim-Chan, Chris Fernandez, executives of the Mega Global conglomerate, alongside Dawn Marie Cabigon, founder and director of Reach Out Feed Philippines were present in the event to discuss how the Mega Bigay Sustansya program will bring long-term gains to its program beneficiaries.

Marvin Tiu Lim, Chief Growth and Development Officer of Mega Global

Mega Bigay Sustansya (MBS) is a CSR program led by the Mega Tiu Lim Foundation that hopes to give a meal planning and distribution program to over 881 children nationwide. The program has supported children in six provinces nationwide for sixty days. Children ages 4 to 12 have received house-to-house delivery of meals every day that included at least one sardines meal, made using Mega Global’s nutrient-packed high quality sardines.

On top of the updates on Mega Global’s MBS program, Mega Global executives have also shared in the discussion how they strived to continue elevating the sardine industry through innovations and the building of new infrastructures. These expansions would maintain the double digit growth of the company in 2022, allow it to create a more sustainable avenue in producing their products, as well as create new products that will surely be a hit to its customers. 

Michelle Tiu Lim-Chan, Chief Operating Officer, Mega Global Corporation





For the past 46 years, Mega Global has been leading the way in supporting Filipino communities through its investments in the sardine industry, which has provided job opportunities for thousands of Filipinos. The company continued to upgrade its Zamboanga facility, where its state-of-the-art operations, including its can-making plant and offices, are based. As part of its sustainability endeavors, it is using solar energy for its warehouses. 

Mega Global also discussed details about a new plant in Batangas that will be opened next year. Located in Sto. Tomas, Batangas, it will house state-of-the-art technology in manufacturing using sustainable energy sources and is expected to help add dynamism to the economy as it continues to recover from the effects of the pandemic.


Mega SardinaSaya: Game Show Bonanza
On November 24, Mega Global will also be celebrating the National Sardines Day with an online game show bonanza. Kicking this off is an Instagram and Facebook challenge that will determine the players for the much-awaited Pera or Sardinas game during the online event which will be broadcasted live on Mega Sardines’s Facebook page and Shopee app. 

The game show bonanza will have three major segments representing the tagline of Mega Sardines: Sarap, Saya and Sustansya. For the Sarap segment, Mega Sardines’ ambassadress Judy Ann Santos-Agoncillo will do a cooking demo that will serve as an introduction of new dishes that mommies can easily create for their loved ones. 

For the Sustansya segment, the audience can learn about the Mega Bigay Sustansya program, the company’s nationwide feeding program being undertaken in communities around the country with the help of its partner, Reach Out Philippines Foundation.

Lastly, there will be a series of virtual games for the Saya segment where fun games such as Pera or Sardinas, Call A Ka-Mega, and Trivia Game will be available for the audience to participate in. There will also be a grand raffle, where they have the chance to take home a wide selection of prizes.

For added fun, Mega Sardines is launching a Tiktok Challenge where participants can show off their moves and have some fun in the process of creating videos to win prizes. Mega Sardines is also holding an eye-popping piso sale in Shopee for Mega Sardines in Tomato Sauce, Tomato Sauce with Chili Added, Corned Sardines, and Mega Fried Sardines in Tausi--definitely a sale that will have customers rushing to add to cart!

Get ready to join and have fun on National Sardines Day with Mega Global! Check out Mega Sardines’s Facebook page for more information.