VYBE by BPI expands cash-in network through M Lhuillier Partnership

“This initiative reinforces BPI’s commitment to financial inclusion. By making cash-in services more accessible through a trusted partner, we are helping more Filipinos take their first step toward adopting digital financial tools in their daily lives.” ~Eric Faustino, Head of Digital Partnerships and Ecosystems at BPI

By enabling free cash-in transactions in over 3,000 branches nationwide, VYBE, the Bank of the Philippine Islands' (BPI) e-wallet, is expanding access to digital finance through a new partnership with M Lhuillier.

Thanks to this agreement, users can cash in at any M Lhuillier branch and fully utilize VYBE features, such as simple digital payments, free fund transfers to other banks and e-wallets, collecting rewards points, and other conventional financial services.

L-R: Christian Villegas, Digital Channels Head, BPI; Atty Joyce Robin, Sales Partnerships and Business Development Head, M Lhuillier; Eric Faustino, Digital Partnerships and Ecosystems Head, BPI

VYBE users may cash in their e-wallets at M Lhuillier through three simple steps: 

1. Fill out Kwarta Padala form and give the amount
2. Get the transaction receipt from the cashier
3. Check your VYBE e-wallet and see the credited amount

“At M Lhuillier, our focus has always been on meeting customers where they are. As a ‘Tulay ng Pilipino,’ we are committed to bridging Filipinos to essential services. Through this collaboration with VYBE, we offer a simple and reliable way for customers to access digital financial solutions through our extensive branch network.” ~Michael L. Lhuillier, President and CEO at M Lhuillier

The partnership reflects VYBE's continuous efforts to make digital financial services more accessible and inclusive, helping more Filipinos transition from cash to digital through dependable, user-friendly channels.

VYBE, BPI's all-in-one e-wallet app, was developed to make everyday transactions more rewarding and convenient. Through a seamless mobile experience, the app enables users to access a range of digital financial services, earn and redeem loyalty points, make payments using QR Ph, and send money for free to other banks and e-wallets.

BPI MyFiesta 2025 a three-day celebration packed with unbeatable Auto, Housing, and Motorcycle Loan Deals!

“This year’s theme, ‘Turning Dreams Into Action,’ reflects our commitment to making life-changing goals more achievable for every Filipino. Whether it’s owning a home, driving your first car, or getting a motorcycle for your livelihood, MyFiesta is here to support that journey.” ~Dexter Cuajotor, Head of Retail Loans and Bancassurance

MyFiesta 2025 is a retail lending event organized by the Bank of the Philippine Islands (BPI) with the goal of giving Filipinos access to quick, easy, and affordable loan choices so they can achieve their life goals. 

This year, MyFiesta continues to empower Filipino communities. Starting with monthly launches in key Visayas and Mindanao areas, the campaign is now expanding to Metro Manila with a three-day event at SM Megamall from September 5–7, 2025, where families may benefit from exclusive package deals.

Honoring and promoting the dreams of all Filipinos is the sole goal of MyFiesta 2025, which is now traveling the country.

With each stop, BPI MyFiesta brings together BPI's trusted financial services and partners to create a one-stop shop for prospective homes and automobile buyers. The event includes on-site loan consultations, pre-approval chances, and special promotions, making it easier than ever to take the first step toward homeownership.

During the 3-day BPI MyFiesta event at SM Megamall, Filipinos can take advantage of the following bundled offers if they apply on-site during the event: 

• Exclusive Vouchers up to ₱30,000 for Housing Loan
• P20,000 for Auto Loan
• P1,000 for Motorcycle Loan

These come on top of the promotional offers below, with application period of: Sept. 1 to 30, 2025:

BPI Auto Loans 

• Discounted interest rates 
• Free bank fees up to ₱50,000 
• Free motor insurance up to ₱50,000 
• Plus a chance to win up to ₱1M loan payoff on the Grand Dream on Us Raffle 

BPI Housing Loans 

• 6.50% fixed interest rate for 5 years 
• Free bank fees up to ₱80,000* 
• Free Globe At Home GFiber Plan 500Mbps for 1 year, worth up to ₱30,888 *Subject to serviceability. Globe At Home 5G Wifi if unavailable. 
• *₱8,000 waived for every ₱1M loan amount capped at P80,000 
• Plus a chance to win up to P3M loan payoff on the Grand Dream on Us Raffle 

 

BPI Motorcycle Loans 

• Prompt Payment Discount up to ₱25,200 
• Plus a chance to win up to P100K loan payoff on the Grand Dream on Us Raffle

With MyFiesta 2025, BPI is making it easy for more Filipinos to take the next step, whether it's buying a car, securing a property, or gaining more independence on two wheels.  Backed by a proven track record in retail lending and a client-first strategy, BPI continues to help build a better Philippines, one family at a time.

For applications, visit the BPI MyFiesta event, any BPI branch nationwide or apply online  https://loansmarketplace.bpi.com.ph or any of BPI’s accredited partners across the country.

BPI MyFiesta: Tailored solutions for your dream car, home, motorcycle and MORE

“The event’s theme seamlessly integrated physical and digital experiences (phygital), strategically engaging customers in a personalized and immersive way. This approach aimed to forge a deeper connection with Filipinos, supporting them on their journey to achieve their personal aspirations. We recognize that each Filipino has unique aspirations, and BPI is committed to helping them achieve their #LifeGoals.” ~Dexter Cuajotor, Head of Retail Lending and Bancassurance, BPI

As the country's auto and home finance markets continue to grow, the Bank of the Philippine Islands (BPI) is providing Filipinos with more options for purchasing their dream car, home, or motorcycle.

These were unveiled during the MyFiesta fair, which took place on August 2-4 at the Activity Center of TriNoma Mall in Quezon City, Ayala Malls Capitol Central in Bacolod, and SM Downtown Premier in Cagayan De Oro.  

Mr. Dexter Cuajotor, BPI’s Head of Retail Loans and Bancassurance, launched the BPI MyFiesta promo last August 2 at TriNoma Mall in Quezon City.

Auto Loan applicants are eligible for up to Php 173,000 in free bank fees and lower interest rates. They will also be able to take advantage of All-In Financing, low downpayments, and free bank fees of up to Php 30,000 at any BPI branch nationwide. 

Clients who apply for a Housing Loan can benefit from a 7% interest rate that is fixed for 7 years and free bank fees of Php 7k for every Php 1-million loan amount (capped at Php 173,000).

Clients will automatically earn 100,000 BPI Rewards Points through BPI Vybe for any Auto or Housing Loan application made through BPI Loans Marketplace. VYBE points can be used to redeem rewards from more than 200 partner merchants.

The promotions apply to Auto Loan and Housing Loan applications made between August 1 and September 30 of this year.

Clients who pay on time will receive monthly amortization discounts for Motorcycle Loan applications submitted between August 1 and the end of 2024. The following discounts will be applied: Php 500 per month for a 12-month loan term, Php 600 per month for a 24-month loan term, and Php 700 per month for a 36-month loan term. This BPI Motorcycle Loan promotion is only valid for motorcycle units at Premiumbikes and Summit Superbikes dealerships. 

BPI MyFiesta highlighted the bank's partnerships with automobile manufacturers, real estate developers, motorcycle dealers, insurance companies, and sustainable financing partners. The collaboration enables the provision of mileages via BPI Auto Loan, Housing Loan, and Motorcycle Loan. 

My Fiesta centered on three key themes: celebration, community, and personalization. This personalization extended beyond the event itself, to the products and services available. 

BPI MyFiesta—an event of celebration, community, and personalized experiences—offered Filipinos the opportunity to purchase their dream car, home, motorcycle, and more! Toyota, Mitsubishi, Ford, Hyundai, Kia, BYD, Nissan, Honda, Isuzu, Geely, MG, Jetour, and GAC had booths at the event for auto loans; Avida, Amaia, DMCI, RLC, Juanito King, JECO, ML&D, A Brown Company Inc., Italpinas Development Corporation, and Pueblo de Oro Corporation for housing loans; Premiumbikes and Summit Superbikes for motorcycle loans; and Cubo Modular Inc. and Greenery Solar for sustainable financing partners. 

BPI wins multiple awards from The Digital Banker

“We are honored to receive these awards from The Digital Banker. These recognitions reflect our dedication to delivering seamless, meaningful, and innovative customer experiences across all touchpoints. Our commitment to harnessing cutting-edge technologies remains steadfast as we strive to deliver exceptional value to our stakeholders. We hope to continue making a positive impact in the society, aligned with our vision of helping build a better Philippines – one family, one community at a time.” ~TG Limcaoco, BPI President and CEO

Accepting the awards for BPI were (from left) Winston Almendras, Head of Institutional Brand Management & Digital; Melissa Joy Valdez, Head of Customer Relationship Marketing & Loyalty; and Lea Maranan, BPI Wealth’s Head of Experience Management.

The Bank of the Philippine Islands (BPI), a digital banking pioneer, continues to receive widespread recognition for its groundbreaking innovations in improving digital customer experiences. 

BPI was recently recognized by The Digital Banker, a reputable international financial news and research provider. Their awards recognize global banking excellence, honoring innovators who set new standards by digitally transforming to improve the banking experience for customers.

At the Digital CX Awards ceremony held in Singapore, BPI emerged triumphant, securing the following top honors:

• Best Use of AI for Customer Experience
• Best Digital CX for Social Channels
• Best Digital Customer Experience for Account Opening and Customer Onboarding in Wealth Management
• Best Wealth Manager for Digital Customer Experience in the Philippines
• Best Digital General Insurance for Express Protect (BPI MS)
• Best Digital Insurance Product for CX for PamilyaProtect (BPI AIA)

Moreover, BPI was recognized as “Highly Acclaimed” in various categories:

• Excellence in Omnichannel Experience
• Outstanding Chatbot Customer Experience
• Outstanding Digital CX – Retail Loans Banking
• Best Cloud Initiative for Digital CX

In 2023, there were over 210 million transactions from more than 7 million total users on BPI’s digital platforms.

BPI MS President Ichiro Iwabuchi (rightmost) receives the award.

“By securing this award, we deliver a vital message to our policyholders. BPI MS remains steadfastly committed to preserving and safeguarding the value of their hard-earned assets, especially during the most challenging and unfortunate times.” ~Ichiro Iwabuchi, President and CEO of BPI MS 

BPI continues to improve its digital services, updating client engagement platforms for a better and safer banking experience.

“We are honored to receive recognition for PamilyaProtect. This award reaffirms our belief in empowering Filipino families with convenient and affordable insurance coverage, safeguarding the well-being of every household, and providing peace of mind and security in times of need.” ~Karen Custodia, BPI AIA, CEO

Keep the FLAMES burning this Valentine’s Day and protect yourself from scammers

“No one can really predict when and how a scammer attacks. We must always be careful not to fall for their schemes. This Valentine’s Day, everyone must be vigilant. Remember, cybersecurity is a shared responsibility.” ~Jonathan John B. Paz, BPI Enterprise Information Security Officer and Data Protection Officer

Recall the 90s game known as FLAMES, which stood for Friends, Lovers, Anger, Marriage, Engagement (or Enemy for some), Soulmates. This popular pen and paper activity was widely enjoyed by young teenagers who would use the letters of their crush's name to "predict" their future.

Fast forward to this day and age, “FLAMES” can guide adults and teens alike. But this time on a more serious note.

BPI’s ‘FLAMES’ reminder consists of simple cybersecurity tips that account holders can do to keep their accounts safe and secure especially this Valentine’s Day:

• F-riends? Family? It is better to keep confidential details like your PINs and passwords a secret (even) from them.
• L-ove to share your latest updates online? This is okay but be sure to set boundaries. Avoid oversharing, especially on social media, for your and your loved ones’ safety. 
• A-nger, excitement, and curiosity are some of the most common emotional trigger's scammers latch on to for their social engineering scams. Too much of these feelings can also be used as bait to manipulate you. 
• M-arriage between online and offline cybersecurity practices is a good habit to develop. It is not enough to be careful with your actions online only but not offline, and vice-versa.
• E-ngage only with trusted accounts. When planning to use e-commerce, do background checks first and read reviews about the sellers or product. Legitimate Facebook pages have the blue verified badges on them.
• S-oulmate? One-True Pair. Just like them, take care of your One-Time PINs (OTPs) as well by never sharing them with anyone.

The Bank of the Philippine Islands (BPI) presents a ‘FLAMES’ way—of protecting against scammers.